Top 5 Platforms To Save And Invest Money Online In Nigeria


See 5 ways To Make Money From Home

REFERRALS HACKER PRO - How To Get Referral For Any Income Programs [N500]

Platforms for saving and investing online in Nigeria

This is a descriptive guide on top platforms to save and invest money online in Nigeria.

In this guide, you will know;

  • How online saving and investing work
  • Top platforms to save your money online in Nigeria

How can you possibly invest if you don’t know how to save?

What is saving and why is it important?

Saving is simply the process or act of keeping a certain percentage of your monthly or weekly income for future use (unforseen circumstances or to invest).

According to Investopedia, it is the amount left over after you have subtracted your consumer spending from your income.

If you do not have extra money and your expenses exceed your income, you are living in what is called Paycheck to Paycheck. If emergency comes up you will have to borrow again which will have impact on your next income.

Saving is a skill that requires discipline. When you want to get serious with it, you can’t afford to be buying everything that comes your way. You can’t afford to say YES to everyone.

MUST SEE: Simple Ways To Make Money Online As A Writer In 2020

What is investing?

It is the act of using part or all your savings with the expectation of generating more money.

There are tons of ways to invest online in Nigeria but before you just jump into any, make sure you do your background check so you don’t end up losing your hard earned money.

In Nigeria presently, people invest in;

  1. Real estate
  2. Companies
  3. Cryptocurrencies
  4. Farming
  5. Animal rearing etc

WARNING: Stay away from platforms that promise to turn you into millionaire overnight.

How then can I save and invest money online? Keep reading.

SEE ALSO: JuiceBox Review: Legit Or Scam? Read This Before You Join

List of top platforms to save and invest money online in Nigeria

Platforms to save and invest money online in Nigeria

1). Piggyvest

Piggyvest helps you save and invest your money. The way it is structured, you can do your saving periodically I.e Monthly, Weekly or Daily and it also gives option for you to lock your money so that you can resist the temptation of spending.

Piggyvest is not only for saving, you can also invest your savings on legit platforms included with it.

It doesn’t cost you a dime to join Piggyvest and start saving for the future. Click here to sign up and get your N1,000 bonus.

Why I recommend Piggyvest

  1. Allows only 4days in a year when you can withdraw without charges. If you want to withdraw on a day that is not withdrawal day, you will be charged 5% of the total amount you want to withdraw.
  2. Safelock features that helps you lock your money for at least 10days
  3. Investify – You can invest in businesses of your choice with as low as N3,000 and get 13 – 24% ROI
  4. Registration bonus – You will get N1,000 immediately you register to begin your savings journey. Click here to register on Piggyvest.

Cowrywise (

2). CowryWise

Cowrywise is another platform just like Piggyvest that helps make saving and investing online in Nigeria easy.

When you save on CowryWise, you also get 15% interest per annum on your savings. You can start with as low as N100 and accept debit cards issued by all Nigerian banks.

Click here to learn more about Cowrywise

Payday Investor (

3). Payday investor

This is a secured platform that let’s you save money and also help you make profits on your investment.

Payday Investor pays 13% per annum as interest on whatever amount you save. Your saved funds on Payday are invested in the ARM Money Market Fund.

4). Kolopay

Kolopay helps you save towards any goals you set for yourself and you get 10% interest.

On Kolopay, your savings will be made from the bank you connected with it during registration. It is flexible enough for you to start with as low as N100 to N100,000.

Save money on spendee

5). Spendee App

Spendee is a great way for iPhone user to save money. Spendee is designed to help track expenses automatically.

SEE ALSO: NairaQuest Review: See How To Make N5k Daily Doing Simple Tasks

Other platforms for saving and investing online in Nigeria

6). Quisave

Quisave is a digital savings and investment platform by City Core Cooperative Investment and Credit Society Limited, Nigeria’s foremost financial cooperative with over 6 years of active market presence, delivering sustainable returns on investment to members at City Core Cooperative Investment and Credit Society Limited.

You earn 10% interest per annum on your savings.

Learn more about Quisave on

Wrapping up top platforms to save and invest money online in Nigeria

Why haven’t you started saving up? Saving is the surest way to tackle unforseen circumstances. In this article, I have highlighted top platforms you can join and start saving and investing online in Nigeria.

Let go of the urge to always spend what you have. Make more money with money. Don’t forget to drop a comment and share this article with a friend.



Add a Comment

Your email address will not be published. Required fields are marked *

error: Cow Boy, Content is protected !!